Mortgage Loan

Mortgage Loans from Loan Mate

 As securitised mortgage loan lending originators and loan service providers, Loan Mate™ can tailor a mortgage loan to suit you. Our mortgage loans include, standard variable loans, debt consolidation loans, loans with no genuine savings, interest only loans, fixed interest loans, equity home loans, low doc loans, no doc loans, nonconforming loans, bad credit loans, construction loans, Land loans, investor loans, non-resident investment loans, including New Zealand investment loan. Please follow the links below to go to your favoured areas of interest. A brief explanation and links are available below.

Because we lend direct to the public and because we offer flexible mortgage loan solutions at competitive rates with no ongoing fees and charges Loan Mate™ could save you a lot of time, hassles and money in get your loan approved and settled.

 We specialise in home loan mortgage refinancing, debt consolidations and lo doc loans for the self employed contractors and small business operators who can't verify their income.

Mortgage Loan programs menu:

• Standard Mortgage Loan

• Debt Consolidation Mortgage Loan

• Non genuine savings Mortgage loan

• Interest only Mortgage loan

• Fixed interest loan

• Equity home loan

• Lo doc loan

• No doc loan

• Nonconforming loan

• bad credit loan

• Construction loan

• Land loan

• Investor loan

• Non-resident investment loan

• New Zealander investment mortgage loan

We accept more applicant types than most lenders. To view acceptable applicants click here now.

Standard Mortgage Loan

The LoanMate™ standard mortgage loan is for home buyers, and refinancing one loan debt only.

• Residential properties in Australian cities and major regional areas.
• Rural residential property acceptable, subject to Mortgage Insurer area list.
• Properties up to 10 hectares, or 25 acres acceptable.
• Units over 50 square meters acceptable.
• High density & inner city apartments. [max 80%LVR]
• Loans up to 95% loan to value ratio.

Loan Mortgage Consolidation [Prime mortgage loan]

Our mortgage loan consolidation home loan allows home owners to refinance and consolidate their high interest car loans, personal loans and credit card debt with their existing home loan.

• Acceptable security details as per the standard loan.
• Loans up to 90% loan to value ratio.

Non genuine savings mortgage loan [Prime and Standard loan]

The non genuine savings mortgage loan is for people without the sufficient savings record to qualify for a loan, but can acquire 10% deposit, net of costs, to put to the home.

Sources of non genuine savings can be:

• Grants.
• Gifts.
• Borrowings from relatives and
• Personal loans.

Securities accepted as per the standard loan.

Interest only loan [Standard and Prime loans]

Interest only loans can help reduce the repayments, especially in the early repayment period.

• for 5 years for the standard loan. [up to 95% LVT]
• for 10 years for our premium [consolidation] loan. [up to 90% LVR]

Acceptable security details as per the standard loan.

Fixed Interest Loan

The interest rate of any LoanMate loan program can be fixed for any annual period up to 5 years.

Acceptable security details as per the standard loan.

Home Equity Loan [Line of credit]

Home equity loans using our line of credit facility.

Acceptable security details as per the standard loan.

Lo Doc Loan [No income verification required]

Acceptable security details as per the standard loan.

No Doc Loan [No income verification required]

Our no doc loan program is for people that cannot verify income. See acceptable applicants.

• No business or ABN period specified. [can be start up]
• LVR to a max of 65% LVR.

Acceptable security details as per the standard loan.

Nonconforming loan [minor to mild credit impairment or others outside traditional banks guidelines]

• Income verified and lo doc.
• LVR varies case by case.
• LVR and credit impairment affects interest rate.

Acceptable security details as per the standard loan.

Bad Credit Loan [from serious credit impairment to discharge bankrupts]

• Income verified and lo doc in some cases.
• LVR varies case by case. Credit impairment can affect LVR accepted.
• LVR and credit impairment affects interest rate. [The lower the LVR the lower the interest will be.

Acceptable security details as per the standard loan.

Construction Loan [residential

• Home construction contracts.
• House and land contracts.
• LVR Max 90%

Land Loan [residential]

• Acceptable security , land must be zoned residential.
• LVR max. 90%

Investor Loan

• Acceptable security details as per the standard loan.
• LVR max. 90%

Non Resident loan

• Maximum loan LVR is 75%
• Only for finance and refinance of residential dwellings
• [no construction loans]

Acceptable security details as per the standard loan.

New Zealander Mortgage loan

Acceptable security details as per the standard mortgage loan.

New Zealand investors can use the equity in their NZ property to supply the deposit of the Australian investment.

Links to Loan Applications

Mr Mortgage is now taking loan applications on behalf of Loan Mate. Please apply below

• Home Loan Application. For your home mortgage loan, mortgage refinance and home equity loan please apply here now.

• Business Loan Application. For your business loan needs, including car and equipment leasing, car finance, apply here now.

• Personal Loan Application. For your personal loans, including car loan finance, wedding loans, holiday loans and furniture loans apply here now.

• Car Loan Application. For car loan finance, including new car loan, used car loan, secured and unsecured car loans, and bad credit car loan and car refinance loan, please apply here now.

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