Getting Your Loan Started

Home loans getting started

Homeownership and car ownership both begin with a loan

Whether you want to home or a car the first thing you will need to do is to get your loan started is to apply here on line.

We have made this as simple as possible for you. As you can imagine this is not a letter of offer of finance. This will come after all the facts have been verified on the basis of the checks the lender will have to run.

The steps to getting a loan

  1. Complete an online form. This will be brief and generic.
    1. By providing generic information, we can give you a generic answer only, and that will be subject to conditions.
  2. Privacy Consent. Before anyone can run credit checks, we will need a Privacy consent form signed by you.
    1. This is critical for your qualifying for a loan.
    2. Delays in receiving this completed will delay your loan approval.
  3. Conditional Approval. This is granted about 48 hours after all the initial paperwork is in.
    1. Until you have met all the conditions a letter of offer cannot be sent to you so it is in your interest to completed the forms and provide any supplementary information.
  4. Letter of offer.
    1. Unconditional approval has been achieved
    2. Your loan agreements are forwarded to you for signing by you.
  5. Settlement.
    1. The loan is settled and you get what you want.