Home loans, Car Loans from Mortgage lenders and Mortgage Brokers

Find the right home loan and car loan

Loan Mate™ offer free information and links for all types of home loan finance, including loan refinance and specialising in low doc home loans.

We also help those seeking business loans and commercial loans.

We have helped thousands of our guests find the personal loan finance, both secured and unsecured, that they need for car loans, consolidation loans student loans and cash loans.

What are low doc loans? [lo doc loans]

Low doc loans, sometimes called a lo doc loan, are home loans where documentation for verification of your income is not required, but all other documentation is for personal verification.

This is ideal for the self employed and small business people with good incomes where getting the documentation required to meet bank verification can take time and money.

Apply for a lo doc home loan here

Up to 95% loan to value ratios for Low doc mortgages and even lo doc home loans for people with soiled credit!

Normally low [lo] doc loans. are only for those with clear credit and big deposits [20% to 35% deposits.] We can now do low doc home loans for the credit impaired and with loan to value ratios of 95% for low doc home loans. Naturally terms and conditions apply.

For a hi lend low doc home loan apply here

No deposit home loans. Even 105% Home loans!

 If you can verify your income and have clear credit, we can now do home loans with no deposit. We even have loans up to 105% of the value of the home because you will need money to pay for your buying costs.

Apply for a no deposit home loan here

Bank or bank free home mortgage loans!

Many borrowers today no longer want to chase around after a Bank loan. They also want more flexibility in their home mortgage. They want more relaxed lending guidelines. And they are sick of banks putting up fees and charges; they just don't want any ongoing fees and charges in our loans. That's when they turn to LoanMate™ because we give you the choice between a traditional bank loan and the more flexible non bank loan options that are now available to home buyers and mortgage refinancing clients across Australia.

All you have to do is complete one simple online home loan application and we do the rest.

Home Mortgage Lending made simple

Our formal application is only three short pages, [not the 12 to 17 pages plus that most banks ask you to complete for a home mortgage application.] To make it even simpler you can complete our two minute one page online application and submit it online here and now.

Bank and Bank-Free lenders Compete for your loan business here!

 Loan Mate™ is different because we will get bank lenders and non bank lenders to compete for your loan business.

• If you like the banks, great. we have many bank loan offers for you.
• If you just want the best loan and you are not fussed if its a bank loan or a bank-free loan, we are the ones to assist you make the best choice.
• If you want to give a national lender a go with your home loan we can get you approved quickly as long as you can fit into one of mortgage loan programs
• And the best part is that this mortgage loan service is free to you from home loan application to loan approval and mortgage and loan settlement!

Simple loan application process

Simply click on the home loan that best describes your loan purpose. Don't worry if you choose the wrong loan. We will get to you to confirm your loan details by phone.

Apply for a universal home loan here

Mortgage Refinancing? Apply here now.

Debt consolidation application

Apply for a lo doc home loan here

Apply for a no doc home loan here

Apply for a bad credit mortgage here

Apply for a car loan here

Want a better quote on your new car? Try Buyers Angels. Click here now!

Home loans

 We originate home loans that offer flexible home loan mortgage solutions at low home loan  mortgage interest rates Australia wide. This includes Australia's Best Home Loan!

LoanMate covers the spectrum of home loan origination:

• Prime home loans for applicants with perfect credit.
• Near prime home loans for applicants with minor credit discretions.
• Discount home loans for first home buyers.
• Discount loan loans for home owners financing away from their exist bank.
• Discount home loans for those refinancing and consolidating multiple debts into their  home loan.
• Lo doc home loans for the self employed, small business, professional investors, contractors and PAYG income earners, who can't or don't wish to verify their incomes.
• Easy doc home loans for people who have just started in business.
• Nonconforming home loans for:
  • Home loan applicants with moderate to severe credit impairment.
  • Home loan applicants who don't fit bank lending policy or mortgage insurance guidelines due to:
    • income
    • age
    • Separation or divorce,
    • Illness or disability
    • employment stability
    • residency status or
    • immigration issues.

Loan Mate™ package home loan mortgage programs and debt consolidations, direct to the public Australia wide.

Loan Consolidation

 Our home loan consolidations include:

•  mortgage refinancing,
• debt consolidation for even lo doc loans, no doc home loans, jumbo loans and non conforming home loans.

Car Loans

Car loan finance is one of our biggest areas of online approvals. If you need help getting a car loan your should apply online here now.

• home loan application choices >> 

• home loan mortgage  programs >>

• Self Employed home loan info & press release >>

• loan consolidation home loans >>

• home loan mortgage rates at low rates >>

• home loan mortgage comparison rates contact us >>

• home loan mortgage refinancing >>

• debt consolidation to reduce your credit payments and lower your home loan mortgage bills click here >>

• Overseas property investors click >>

Links To More Loan Mate Information

• Best Home Loan. Review the features of we believe is the best home available here now.

• Debt Consolidation Loan. Having several loans to make each month is time consuming. It can also mean fees and charges to multiple accounts at high interest rates. Find our about consolidating to one low payment a month here now.

• Flexible mortgage loan. A home loan today needs to be flexible to fit in with your lifestyle and cash flow, so check flexible home loans first.

• Loan applicants need to be able to qualify for the loan they want. Find out about loan applicant qualification here.

• Loan Features are an important consideration besides the interest rate. This is what to look for in loan features.

• Mortgage loan refinancing. When refinancing your home loan there are essential things you need to consider. Check mortgage refinancing FAQs here.

• Loan mortgage frequently asked questions. Get the answers to frequently asked loan mortgage questions from Loan Mate.

• Non conforming loans. If you don't fit the normal loan guidelines then you need to check out non conforming loans here.

Links to Loan Applications

Mr Mortgage is now taking loan applications on behalf of Loan Mate. Please apply below

• Home Loan Application. For your home mortgage loan, mortgage refinance and home equity loan please apply here now.

• Business Loan Application. For your business loan needs, including car and equipment leasing, car finance, apply here now.

• Personal Loan Application. For your personal loans, including car loan finance, wedding loans, holiday loans and furniture loans apply here now.

• Car Loan Application. For car loan finance, including new car loan, used car loan, secured and unsecured car loans, and bad credit car loan and car refinance loan, please apply here now.

Links to Loans for specialty purposes

No Deposit Home Loans

• 100 Mortgage Loans don't need for you to have saved a deposit or down payment. With low mortgage interest rates and the first home buyers grant and the other savings offered by your State Government, that could mean moving in to your home sooner. Apply here now for a 100 mortgage loan.

Mortgage Loan Refinance

• Mortgage loan refinance can make repayments easier by reducing monthly repayments. Apply here now for loan refinance.

• 95 Mortgage Refinance, allows you to refinance, pay other bills out and get one low mortgage rate. Consolidate multiple loans and credit cards at 95% LVR here now.

Low Doc Loans

• 80 Low doc home loans allow you to apply for a home loan with no income verification at low mortgage rates. Apply for an 80 lo doc loan here now.

• 90 Low doc loan finance allows self employed and contractors to buy a home without the usual income verification dramas. Apply here now.

• 95 Low doc loan mortgages allow self employed to buy a home with the usual income tests and business period test. Apply here now.

No Doc Loan

• A No Doc Loan means no stat declaration of income, no financials to prove income, as long as you have 20% saved deposit or 20% equity if refinancing. Apply here now.

Bad Credit Loans

• Bad credit loans allow people buy a home or refinance existing home finance with poor credit histories, depending on income, reason for the credit issues and deposit or equity in the property. For a bad credit mortgage loan apply here now.

• Bad Credit Car Loan Finance gives people with bad credit histories a second chance where people are over the reason for the bad credit. Apply here for car loan with bad credit.

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