No Saved Deposit Home Loans

Home loans with no saved deposit

If you have no savings, but both applicants have  permanent full time jobs and above average earnings, we may still we able to provide you with a home loan , through our no saved deposit home loan program.

"No saved deposit home loan" does not mean no deposit, and no saved deposit loans are not so those that have low incomes, or on welfare or Centre Link payments of any kind. They are for those with high incomes, and a stable work history, but for one reason or another cannot save the required deposit to meet are normal home loan qualification.

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10% Deposit [down payment] required, but does not have to be saved!

The down payment required is 10% of the home value, [net of your closing costs to buy the home], and this can be made up of a personal loan, the first home owners grant, a gift or a loan from family. No savings are required as long as you can meet the higher than normal qualifying income.

Links to Loan Applications

Mr Mortgage is now taking loan applications on behalf of Loan Mate. Please apply below

• Home Loan Application. For your home mortgage loan, mortgage refinance and home equity loan please apply here now.

• Business Loan Application. For your business loan needs, including car and equipment leasing, car finance, apply here now.

• Personal Loan Application. For your personal loans, including car loan finance, wedding loans, holiday loans and furniture loans apply here now.

• Car Loan Application. For car loan finance, including new car loan, used car loan, secured and unsecured car loans, and bad credit car loan and car refinance loan, please apply here now.

Links to No Deposit Home Loans

No Deposit Home Loans

• 100 Mortgage Loans don't need for you to have saved a deposit or down payment. With low mortgage interest rates and the first home buyers grant and the other savings offered by your State Government, that could mean moving in to your home sooner. Apply here now for a 100 mortgage loan.

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